Law aside, you would be foolish to get the horse onto your
place until the neg. coggins is in hand. Try making a written offer to the
seller for the agreed price minus the cost of the coggins with the check to be
held by a third party until the negative result. Then you pay for the
coggins. That way your maximum loss is the cost of the
coggins.
Another possibility is to assume that the seller has
something to hide and thank them for their trouble and find a horse being sold
by a trustworthy person.
Ed
Ed & Wendy Hauser 2994 Mittower
Road Victor, MT 59875