In my experience different horses can tolerate
different girths. I have always used a 100% mohair string girth (since the
70's) on my horses and have never had a problem. I believe it is because
mohair is a natural product, the girth area gets air flow and the strings can
move out of the way. Last year I let someone use my horse for a very brief
walking trail ride. When he returned he had a gall on each side from the
neoprene girth that was used. I don't particularly care for neoprene as it
doesn't breath and neoprene was designed to keep heat in. I just really
like the mohair girths.
I think what Skyla said is very important.
On a saddle with dressage billets, like the Barefoot Cheyenne, the girth should
come at least halfway up the billet straps.
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