Re: Insurance coverage issues for Horse trailers

["cookie hickstein" <cookieh@trib.com>]

If the vehicle towing the trailer happens to be insured on a commercial
policy be sure to take to your agent.  Commercial polices don't extend the
liability to the trailer, you must add liability for the trailer to the
policy.  

If you happen to own a high end trailer the premium can get a little steep
for the physical damage coverage since it is based off the cost new.	

cookie ..also an insurance agent

----------
> From: Cyberpony <Cyberpony@aol.com>
> To: ridecamp@endurance.net
> Subject: Insurance coverage issues for Horse trailers
> Date: Wednesday, May 13, 1998 5:57 AM
> 
> I work of a "major insurance company" in an agents office.  In FL this is
how
> it works:
> 
> The liability on the towing vehicle will cover the trailer that you are
> pulling.
> 
> If you want physical damage coverage on your horse trailer, you need to
> purchase a policy on your horse trailer.  It's not very expensive since
there
> is no liability on the horse trailer policy.
> 
> Like a good neighbor,
> 
> Nora K. Mask
> Ocoee, Fl