I don't know the legal answer to that question, but I
would think that suing a ride manager would spell the end to endurance
riding. I know that if someone sued us, whether or not we were found
guilty, I would never put on another ride...period. This is a SPORT, and
people take risks all the time in sports. It is not the ride manager's
responsibility to make it 100% safe for all riders. Take normal
precautions to make it safe...yes...but after that, the risk is assumed by the
rider.
Now if the rider was suing because of some presumed
disappointment or annoyance with ride management, that is beyond
ridiculous. Buck up and act like a mature person.
Just curious, if a RM was sued and found "guilty," would the RM's
AERC insurance policy through Equisure pay or could the RM also be
personally liable? If so, would their home owner's policy pick up
the tab?