I am just now learning that my ranch insurance, and
therefore my umbrella policy, does not cover speed or strength events regarding
my horses. Good grief – I thought that was what an umbrella policy
is for – to cover what isn’t otherwise covered. So if my
horse gets loose, or injures anyone at a ride – no coverage. Have
you all found this to be true? Do you get any additional coverage?
I don’t run a horse business in anyway, but sometimes let others ride my
horses, both at home at and at rides. What do you all do?
