Endurance.Net Ridecamp Archives

That same equisure policy is available to members of the Arabian Horse Association and many State Horse Councils. I belong to AHA and they paid out $1700 on my behalf when my horse was involved in an auto accident several months ago.

Betsy

----- Original Message -----

From: Teri Hunter

To: mike@xxxxxxxxxxxxxxxxxxxxx ; 'Ridecamp (E-mail)'

Sent: Wednesday, May 23, 2007 4:48 PM

Subject: RE: [RC] Sued for Speed/umbrella policy

Below is one reason why I am a USEF member.  I am not familiar with insurance info but this sounded good enough for me to spend on membership a year.

Also note that I do not work for USEF or Equisure.  Lol

If anyone is familiar with this insurance or has experience with it I would be very happy to hear about it.

Insurance coverage for Life, Platinum, Senior and Junior USEF members is as follows:

Liability - Personal excess liability coverage with $1,000,000 policy limit. Coverage is for claims brought against members of USEF arising from the use and/or ownership of a horse and horse-related accidents involving a bodily injury or property damage. Coverage will apply when engaged in any horse-related activity and is in excess of any existing individual liability coverage.

Accident - Personal accident policy insures the member for death or permanent disability resulting from an accident anywhere in the world at the following benefit levels-

• Up to $35,000 at an USEF sanctioned event.
• Up to $20,000 while insured is engaged in any horse-related activity world-wide.
• For additional insurance coverage offered to USEF members, you can call Equisure at 800/752-2472.

 

 

-----Original Message-----
From: ridecamp-owner@xxxxxxxxxxxxxxxxx [mailto:ridecamp-owner@xxxxxxxxxxxxxxxxx]On Behalf Of Chrystal Woodhouse
Sent: Wednesday, May 23, 2007 1:28 PM
To: ridecamp@xxxxxxxxxxxxx
Subject: Re: [RC] Sued for Speed/umbrella policy

Be aware though that my umbrella policy would cover me in the instance stated but NOT if I had been at a sanctioned event( including endurance riding, ctr's etc..), my insurance co. won't cover "official" ( i.e horse show)stuff,  I have separate ins. for that, actually I was surprised when I went to the States that they don't ask for proof of off farm insurance/liability coverage you can't ride in Ontario long distance events without it, however that may be because it is reasonably cheap and available????? Anyway just wanted people to be aware that their ins. may not cover them at an AERC event thought it covers them while on a "trail"ride.:-)

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