Endurance.Net Ridecamp Archives

Eric,

 

Yes that is correct.  There are still many horse owners who do not have Arabs or are not members of breed associations that provide insurance.  This may be an alternative for them.  Personally for me, I'm a member of AHA, so the additional cost for this insurance may not benefit me.  When you look at the OHC members, many just ride for the fun of it and do not compete so this is another way for them to be covered.

 

Stacy

  

Eric Rueter <eric@xxxxxxxxxxxxxxxxxxxxxxx> wrote:

If you are a "Competition" Member ($45 plus local club dues) of AHA have
this insurance (AHA has had the $1000000 policy for several years).

Stacy Sadar writes:

> I understand this is coming out for Ohio Horseman's Council Members too.
> I'm waiting for details to post on our website MOHC (Medina Ohio Horseman's Council) www.medinacountyohc.com
>
> So, this may be a Nationwide thing for members of state Horse Councils.
>
> Stacy
>
>
>
>
> Raven wrote:
> What a great idea! Wish MN & WI offered this:
>
> FOR IMMEDIATE RELEASE:
> CONTACT:
> Ginny Grulke
> Kentucky Horse Council
> director@xxxxxxxxxxxxxxxxx
> www.kentuckyhorse.org
> Kentucky Horse Council Offers $1 Million Personal Liability Policy to Membership
> Lexington, Kentucky, January 4, 2007 - The Kentucky Horse Council
> (KHC), a statewide association for all horse owners and enthusiasts,
> now provides a $1 Million Excess Personal Liability Insurance Policy
> for all of its individual and family members. Effective January 1,
> 2007, the policy will cover any legal judgements that result from
> injury or damage caused by the members' horse to others, provided the
> injury or damage is not due to gross negligence.
>
> "As we all know, although perhaps hate to admit, all horse activities
> have a level of risk just due to the nature of the animal. Even the
> calmest horse can cause injury accidently if it gets out of its
> pasture and causes a vehicle accident. In today's litiginous society,
> we all need to protect ourselves and our families from crippling legal
> judgements. A policy such as this enables the equestrian to enjoy his
> horse knowing he is protected", says Madelyn Millard, President of the
> Kentucky Horse Council.
>
> Ginny Grulke, Executive Director of KHC, adds, "The low cost of this
> insurance policy is possible through the grouping of horsemen across
> the country whose overall risk is low. Everyone who owns a horse
> should consider this coverage as a necessity of horse ownership to
> protect themselves, their horses, and their financial well being."
>
> The premium for the policy is included in the KHC annual membership
> fee, which is $35.00 (individual) or $50 (family). The policy will
> cover up to $1 Million coverage per incident for all members,
> including family members with a family membership. Note that this
> policy is not applicable to those who run a business involving horses,
> but covers those horses owned by individuals.
>
> To find out more information about the Kentucky Horse Council and its
> membership, please call 859-367-0509 (or toll free 800-459-4677),
> email khc_info@xxxxxxxxxxxxxxxxx, or visit www.kentuckyhorse.org.
>
> ABOUT THE KENTUCKY HORSE COUNCIL - The Kentucky Horse Council is the
> result of a grassroots effort to combine the voices and interests of
> all horsemen, in order for horsemen to band together in support of all
> horse breeds and all disciplines in the state of Kentucky. The
> Kentucky Horse Council provides educational programs, grants,
> scholarships, personal liability insurance, trail riding programs, an
> annual statewide equine industry directory and opportunities for
> networking with other horsemen across the state of Kentucky.
>
> Kentucky Equine Education Project
> info@xxxxxxxxxxxxxx
> http://www.horseswork.com
> Toll Free 866-771-KEEP
>
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Eric Rueter
Rueter Consulting, Inc.
865.599.3594(C)
865.988.4134(W)
865.986.5966(H)