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[RC] insuring the endurance horse/questions - heidi larson

I'm considering insuring Ash this season.  I have a leased
mare insured for the lady I'm leasing her from, but she's
just a broodmare and her value is negligible compared to
what I think Ash may be worth.  How do I determine his
value?  His cost plus training plus experience?  That last
one is the tricky one!  I have a call in to the ins.
company I'm using for the mare - but thought I'd pose this
question to you who may know!

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