Thank you, Karen. This is exactly what I needed.
However, when I apply it to my own situation, I realize that while I can
afford my horses as long as I am alive and earning money.....I really can't
afford to die and leave them to someone!! It would take $300,000 in a
trust fund to support my current horses! OUCH!
:>))
Again, thank you for the info. It is sobering and
staggering.