And if you are lazy like I am, and hate to do a
good cleaning, conditioning of the leather after it got wet, then go to
Wal-Mart, and buy one of those $3 vinyl table cloths that have the thin flannel
like fabric on one side. You can toss it over the saddle, even trim a bit to
fit, or add grommets to tie it down. Often you can just tuck it up under the
saddle between the pad and saddle, and it will stay put. If $3 is too much, use
a garbage bag. But they are a bit slick to ride on. ;-)