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Re: [RC] [RC] Stallion question - mjwest02I agree with Chris - I am sure the deceased family sued and WON. But the moral of the story is: HORSE OWNERS AND BOARDING FACILITIES ARE RESPONSIBLE FOR HORSES IF and WHEN THEY GET LOOSE.
My boarding barn insisted that all boarders sign an agreement: NOT TO SUE OR HOLD THEM LIABLE FOR ANY ACCIDENTS TO MY HORSE. I refused to sign it. I then checked with my boss (a Circuit Judge in Missouri) and he said that even if I signed it and my horse got out, someone hit it, and they were killed, the barn would be LIABLE for any damage, and I could go after them as well for the death of my horse. I don't know about MO law regarding the taking of legal property, however, no one would want to go through a stressful lawsuit.
I think we just all have to look at both sides of the fence (LOL) and consider the what ifs.. I certainly wouldn't want a horse jumping over my car or for that matter, killing him or me! And even though the insurance company foots the bills, will you be able to afford your insurance premiums with any company after it is over?
Mary
-----Original Message----- From: RHONDA LEVINSON <rhndlev@xxxxxxx> To: ridecamp@xxxxxxxxxxxxx Sent: Tue, 12 Jul 2005 10:56:34 -0500 Subject: Re: [RC] [RC] Stallion question <<I doubt seriously that the woman who owned the horse has any assets left. I'm sure the family of the dead people sued and won.>> No offense to Chris, but this is a really common misconception about the law. Just to let other horse and stallion owners know so they don't get really stressed about this, the woman who owned the horse would not have lost all of her assets. The woman's HOME OWNER'S INSURANCE would have paid off any lawsuit. This is why we have homeowner's insurance. Please remember this if you're ever on a jury -- it's the insurance company (wealthy and evil) that is paying the verdict, not the homeowner/horseowner/driver/whoever. Also, in Kansas, where Chris and I live, even if you don't have insurance and end up with a judgment against you, your homestead is exempt from being executed upon to satisfy a judgment (it cannot be taken and sold at a sheriff's auction). Also, you are allowed on e car per person sued that cannot be taken, and a fair amount of household goods. Anyway, none of this gets rid of the guilt or brings anyone back to life, but you won't end up on the street or anything. Rhonda "...when the last individual of a race of living things breathes no more, another Heaven and another Earth must pass before such a one can be again." William Beebe =-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-= Ridecamp is a service of Endurance Net, http://www.endurance.net. Information, Policy, Disclaimer: http://www.endurance.net/Ridecamp Subscribe/Unsubscribe http://www.endurance.net/ridecamp/logon.asp Ride Long and Ride Safe!! =-=-=-=-=-=-=-=-=-=-=-=-=-=-= -=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
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