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RE: [RC] [RC] Stallion question - Jim HollandActually, it may or not be. Read your policy, and if you can't figure it out, call the company and ASK, giving them a "for instance". A good agent who knows your situation and advises accordingly is invaluable. Some years ago I was boarding a horse in a neighbor's pasture down the road. The horse accidentally stepped on his collie and broke his leg in three places. My homeowners insurance paid all bills in full...including lots of surgery for the dog's leg. IMHO, it's a waste of money to pay for homeowner's insurance that's "cheap" because of so many exclusions. A liability cap over ALL your insurance (mine is a million dollars) is not very expensive and well worth it. Depends on whether you're buying homeowner's insurance only because you "have to have it" for some reason or to really protect you. Jim, Sun of Dimanche+, and Mahada Magic -----Original Message----- From: ridecamp-owner@xxxxxxxxxxxxxxxxx [mailto:ridecamp-owner@xxxxxxxxxxxxxxxxx] On Behalf Of Becky Huffman No... Many/most homeowner's policies exclude livestock. Sad fact, but go check policies and see!> > Equine liability is separate insurance, above and beyond homeowners insurance and different than 'normal' ranching insurance. - and, not everyone has insurance. =-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-= Ridecamp is a service of Endurance Net, http://www.endurance.net. Information, Policy, Disclaimer: http://www.endurance.net/Ridecamp Subscribe/Unsubscribe http://www.endurance.net/ridecamp/logon.asp Ride Long and Ride Safe!! =-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
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