> Everyone seems to know someone in a comma. God, this sport is
too dangerous!
> :o) Seriously, has there EVER been ANY
safety precaution taken with regard
> to ANYTHING that made insurance
premiums go DOWN? More simply put, have they
> EVER gone
down? And speculation on how much higher they might have gone is
>
ludicrous. Now, I have counted 34 people stated to be in commas or other
> vegetative states just in this past few days of
discussion........which
> leads me to believe all of this anecdotal
evidence is rather sketchy. I've
> been around horses for quite a
long time. Never knew ANYONE who wore a
> helmet until recently as
I've gotten into the endurance world, and never knew
> ANYONE with a
serious head injury, let alone becoming comatose! Could it be
>
that a previous post was right........better riders (and I am not necessarily
> claiming to be one) have less need of a helmet? But back to the
insurance
> issue - to claim that my riding without a helmet is
increasing your premiums
> with not a shred of evidence to back up the
claim says to me that it is a
> specious argument postulated because
there is no other way you can try to
> foist your opinions on me and
persuade me to behave as you do! :o) Sorry,
> that is just
the way I see it. Like your helmet? Ride in it! I won't make
> up stories about famous movie stars who are now quadriplegic after a
fall
> with a helmet on and how, if it were me, I would've rather not had
the helmet
> on, crushed my skull, and been done with
it.............
>
> Scott
>
>
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