Re: RC: Insurance

[Nancy DuPont <Htrails@Earthlink.net>]

>Date: Thu, 23 Sep 1999 20:20:31 -0700
>To: BMcCrary27@aol.com
>From: Nancy DuPont <Htrails@Earthlink.net>
>Subject: Re: RC:   Insurance
>
>Did you know that here in California, without exception, that even if you
have insurance, THERE IS NO COVERAGE THAT COVERS THE RIDER ON THE HORSE.  NO
INSURANCE CO. WILL PAY OFF ON A CLAIM AGAINST YOU IF THE RIDER GETS HURT AS
IN FALLING OFF THE HORSE.  They will, however, pay for your defense and if
you win the case, no payoff is necessary.
>
>At 11:25 AM 9/23/99 EDT, you wrote:
>>In a message dated 9/22/99 5:16:30 PM Pacific Daylight Time, 
>>gmcgraw@amtech.com writes:
>>
>><< As a RM and rider I would offer two suggestions regarding insurance
>> coverage. 
>> *  IAHA as part of the membership fee provides $1,000,000.00  of
>> personal coverage for accidents caused by your horse. The insurance alone is
>> worth the price of membership. 
>> *  IAHA  also offers very reasonably priced insurance for a ride. I
>> manage a ride here in Texas and we use the insurance. Luckily we have not
>> had any claims but the real value may come some day if we do have an
>> accident.
>> 
>> I would encourage you to contact your local IAHA clubs about these benefits
>> or call IAHA directly (303) 696-4500. Remember insurance is only expensive
>> until you have a filed against you then it become cheap! >>
>>
>>AERC has a perfectly good $1,000,000 insurance policy in place under which 
>>RMs can buy coverage.  It costs $110 per one-day ride.  I consider that quite 
>>reasonable.  It only becomes a bit of a burden when it costs $550 for a 5-day 
>>multi-day ride.  I wish more RMs would use AERC's policy; the premium could 
>>go down if more would use it.
>>
>>Barbara
>>
>>
>>=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
>>Ridecamp is a service of Endurance Net, http://www.endurance.net.    
>>Information, Policy, Disclaimer: http://www.endurance.net/RideCamp   
>>=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
>>
>>
>>
>
Nancy DuPont, Executive Director
Heritage Trails
1350 Castle Rock Road
Walnut Creek, CA 94598

Our Mission: To preserve and protect trails and answer the question, "Where
are you going to ride your horses, and where are you going to keep them."
Telephone (925)937-7661 FAX (925) 943-7431


=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
Ridecamp is a service of Endurance Net, http://www.endurance.net.    
Information, Policy, Disclaimer: http://www.endurance.net/RideCamp   
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=