Re: RC: Insurance

[BMcCrary27@aol.com]

In a message dated 9/22/99 5:16:30 PM Pacific Daylight Time, 
gmcgraw@amtech.com writes:

<< As a RM and rider I would offer two suggestions regarding insurance
 coverage. 
 *  IAHA as part of the membership fee provides $1,000,000.00  of
 personal coverage for accidents caused by your horse. The insurance alone is
 worth the price of membership. 
 *  IAHA  also offers very reasonably priced insurance for a ride. I
 manage a ride here in Texas and we use the insurance. Luckily we have not
 had any claims but the real value may come some day if we do have an
 accident.
 
 I would encourage you to contact your local IAHA clubs about these benefits
 or call IAHA directly (303) 696-4500. Remember insurance is only expensive
 until you have a filed against you then it become cheap! >>

AERC has a perfectly good $1,000,000 insurance policy in place under which 
RMs can buy coverage.  It costs $110 per one-day ride.  I consider that quite 
reasonable.  It only becomes a bit of a burden when it costs $550 for a 5-day 
multi-day ride.  I wish more RMs would use AERC's policy; the premium could 
go down if more would use it.

Barbara


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