Re: Horse Insurance

[Maggie Mieske <mmieske@netonecom.net>]

This is NOT a me, too post, Angie!!  Really!  But if Salim would kindly share
her info with me or if responders to her post could also respond to me, it
would be GREATLY appreciated!  I have not found an insurance company yet that I
am sold on but I know I need to get something, at least mortality insurance on
our stallion we paid way too much for!!  Thanks!
Maggie

Salim Nice wrote:

> Recently, I bought a 5 year old Arab off the track to work into an
> endurance horse.  I just had my vet out to do the pre-buy exam yesterday.
> She did a complete exam, including x-rays and all of the shots.  The horse
> is sound.  I had planned, when I bought the horse, to keep about
> two-thousand dollars available for emergency surgery, if there was ever a
> need.  However, my vet mentioned horse insurance.  I was not aware that you
> could purchase surgical and mortality insurance for horses.
>
> My questions then.  Has anyone underwritten their endurance horse for
> surgical and mortality insurance?  What should I expect to pay as an annual
> premium?  Does anyone recommend any particular company or broker?  Has
> anyone had to claim against their own policy?  And, was their any difficult
> in getting the claim paid?
>
> Please respond to snice@premhealth.com
>
> Salim Nice