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 Hi Rebecca, 
That is a loaded question. Its hard to ask how much 
is too much for a four year old. It would all depend on the breeding, training, 
health and a numerous amount of other factors. The question is rather, how much 
is too much for *you*. I can not afford to spend a lot of money on a young 
horse, so I am more inclined to buy a horse that needs some or a lot of work. So 
long as he passes the health and conformation criteria. You would be amazed what 
you could find out there. 
Good luck. 
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