Ridecamp: Re: [RC] helmets and liability

> I believe this to be the case in the majority of lawsuits.  It's insane.
> The insurance companies convince everyone that they'd better have
> insurance because everyone else is so sue happy.

Isn't it sad that's so true?  And that almost everyone seems to have some
experience with this sort of thing.  Two years ago, David and I were hauling
a horse south and got caught in a snowstorm.  We decided to turn back and
got stuck making the turn.  Our trailer was mostly on the shoulder, with
maybe 2 feet tops onto the road itself.  The road conditions were getting
pretty bad and someone came zooming around the bend way too fast with an
overloaded truck, lost control because of the conditions and rear-ended a
corner of the trailer.  Our insurance company just paid up for our "causing"
the accident because it was cheaper than fighting a piddley case against
some bozo with a lawyer working on contingency.  But then we're the one with
an accident on our records.

You're right, Angie.  It's all just a betting game.

Susan G



 Then the insurance
> companies are the ones sueing each other!
>
> I was hurt on public land owned by the state of TN.  It cost my insurance
> company $13,000.  They started sending me the kind of letters you
> basically trying to find out if there was *anyone* they could sue to
> recoup their expenses.  It made me furious. I ignored several and they
> finally sent me a rather threatening letter...so I wrote them and said,
> "I was on A Tennessee Wildlife Management Area, good luck sueing the
> state!
>
> The way I see it, an insurance policy is a bet. They bet I wouldn't get
> hurt, I bet I would. I won. Now they don't want to pay up.  Talk about
> not accepting responsibility!  Now when I ride someone else's horse, I
> ask them, "Can he be ALL mine while I'm riding...will you let me own him
> until I get off?" That way if I get hurt I can SWEAR that I was on my own
> horse.  I even asked my neighbor if I could own his land while I ride on
> it.  Silly, but since he said yes now I'm able to swear I was on my own
> land with a clear concience.  First choice though is to say I was on the
> road or public land.  That one does them no good at all.  Yesterday I was
> allowed to ride on a farm where *very* few people have ever been given
> permission to ride.  I told the man, "If I get hurt, DRAG ME OUT TO THE
> ROAD before you call the ambulance.  He seemed to appreciate me thinking
> of him.
>
> Angie
>
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=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=
 Ridecamp is a service of Endurance Net, http://www.endurance.net.
 Information, Policy, Disclaimer: http://www.endurance.net/Ridecamp
=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=