Horse trailer roadside insurance

[sharp penny <penelope_75647@yahoo.com>]

 This was discussed on the CTR list and I thought it
would be of interest.

Penny & Daisy

> 
> After checking with several Allstate agents I found
> that:
> 1.  Several Allstate agents don't know much about
> their roadside policies.  So I went to the Allstate
> web site at www.allstate.com and called the toll
> free
> number 1-800-214-5132 and asked alot of questions.
> 
> 2.  There are 2 plans that Allstate offers that
> includes horse trailers; the Deluxe and the RV
> Roadhelp.
> 
> 3.  The Deluxe offers: Cost is $79.95 or 99.95 in 
>     California.  Vehicles included are
> Non-Commercial
>     cars, vans, pickups, and SUV's, as well as 
>     motorcycles and RV's - and yes horse trailers.
> 
>     a. Emergency roadside service with a toll-free
> 24 
>        hours a day, from anywhere in the country.
> They
>        will tow you to anywhere you choose (up to 40
> 
>        miles from where you broke down or up to your
> 
>        $125 allowance).  Or they will tow you to the
> 
>        closest Allstate service provider at no 
>        additional cost.  They guarantee the roadside
> 
>        labor for 90 days and pay the first $125 of
> it.
>        The service provider they send will change a 
>        tire, deliver gas, provide emergency roadside
>        labor, or tow you to safety up to four (4)
> times
>        a year.  If the service provider they send 
>        arrives more than 30 minutes after the time
> told
>        to you by their dispatch center, you're
> entitled
>        to a 25% discount off your next year's 
>        membership fee (only one discount per year).
>  
>     b. Lost Key/Lock-out benefit.  Simply call a 
>        locksmith, pay the bill and they will
> reimburse
>        you for up to $125.
> 
>     c. Recreational Vehicle Benefit includes any
> motor-
>        cycle or RV that you own, lease, borrow or
> rent.
> 
>     d. Trip interruption Benefit. If your car is
>        disabled by a collision more than 100 miles
> from
>        home, you'll be reimbursed for covered    
>        unexpected lodging, car rental and meal 
>        expenses incurred within 72 hours of the 
>        accident up to $1500.
> 
>     e. Spouse or designated person is free and is 
>        provided for your dependent children ages 16
> -
>        18 who live at home.  You can add children
> (16-
>        23) who live in your home but are temporarily
> 
>        away attending school) with an Associate 
>        membership for $19.95 each.
> 
>     f. Arrest Bond Certificate.  Your membership
> card
>        is an ARREST BOND good for up to $1000 in
> most 
>        states and localities (not good in
> California).
> 
>     g. Legal defense reimbursement up to $1000.
> 
>     h. Vehicle theft reward up to $10,000.
> 
>     i. Hit-and-run reward up to $10,000.
>   
>     j. Hotel, Motel & car rental discounts.
> 
>     k. Custom trip-plan. Before you take a long
> driving
>        trip, request a detailed custom-prepared
> trip-
>        plan routing map and travel guide.
>     
>     
>  4.  RV Road Help: $89.95 (I'm sure more $ in
> Calif.).
> 
>      a. 24-hour toll-free emergency dispatch service
>         any time, any day, from anywhere in the U.S.
> or
>         Canada by calling the toll-free number.
>  
>      b. Unlimited towing. If your RV or other
> eligible
>         vehicle needs to be towed, they will tow it
>         to the nearest service facility capable of 
>         handling the repairs you need, no matter how
>         far away that it.  There's no mileage limit!
>         You pay nothing out of pocket for covered 
>         expenses. (Remember that the Deluxe plan
> will 
>         also take you to the nearest Allstate
> service
>         provider with no additional expense.  This
>         word UNLIMITED was finally clarified to me
> by 
>         a representative at the 1-800 number to mean
> 
>         you can use the service as many times a year
> 
>         as you need whereas the Deluxe plan is
> limited
>         to four (4) times a year.)
> 
>      c. Unlimited Emergency Road Service. If your RV
> 
>         or other eligible vehicle is in need of 
>         emergency roadside repairs, they will
> arrange
>         for the labor.  There's no dollar limit! 
> You 
>         pay nothing for covered services.
> 
>      d. Trip Interruption Benefit up to $1000.
> 
>      e. Spouse free.
> 
>      f. Unlimited Lockout Benefit.  You'll be
>         reimbursed , regardless of cost, because
>         there is no dollar limit.
> 
>      g. $500 Arrest Bond.
> 
>      h.  Money-saving discounts at all KOA
> Kampgrounds.
>          10% off daily campsite charges at all KOA
>          Kampgrounds.
> 
>      i.  Car Rental Discounts.
> 
>      j. Trip Planning.  As above.
> 
>      k.  Not included is legal defense, theft
> reward,
>          and hit-and-run reward.
> 
>          It is hard to get information on this plan 
>          from your local Allstate agent because they
>          don't know about it.  It apparently is new.
>          You can get information from
> 1-800-214-5132.
> 
> 
>     I am switching to Allstate from AAA Plus.  My
> renewal is due, so I am going to write a letter
> explaining that I need to include my horse trailer
> and
> they don't so had to look elsewhere.  Thank goodness
> there is something else out there that is available.
> 
> I hope this information is helpful to you.  My
> friend,
> Relda, did her own research and already has her
> horse 
> trailer insured and found that for only $2.40 more
> she
> added roadside assistance!  So if your horse trailer
> is insured, that may be your best option.
> 
> Allstate's web site is at www.allstate.com 
> 

> 
> 
>           
> 
> 
> 
> 


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